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7 Best Quickbooks Alternatives With Invoicing

Are you looking for a QuickBooks alternative with invoicing? You're in the correct place.
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8 Best Zoho Books Alternatives for Small Business

Every small business needs robust accounting software to streamline its financial management. While Zoho Books has been widespread, some might be looking for Zoho Books Alternatives. Here, we dive deep into the best contenders that can replace or even outshine Zoho Books.

1. ZarMoney

In today's fast-paced business environment, practical financial management tools are paramount. Join ZarMoney, a dynamic and user-friendly cloud-based accounting solution designed to cater to businesses of all sizes. 

Whether you're a sole owner, a little business owner, or part of an enormous enterprise, ZarMoney offers a range of features tailored to meet diverse accounting needs. With its intuitive dashboard, real-time data tracking, and comprehensive financial tools, ZarMoney is ZohoBooks' alternative in the vast accounting software landscape.

Join us as we delve deeper into what makes ZarMoney a leading choice for today's businesses.


  • Detailed inventory management
  • User role customizations
  • Real-time financial tracking
  • Cloud-based access
  • Invoice creation and management
  • Expense tracking
  • Automated bank reconciliation
  • Multi-user access
  • Reporting and analytics
  • Purchase Order management

Top 3 Features of ZarMoney 

1. Detailed Inventory Management
Detailed Inventory Management

With ZarMoney, you can keep a keen eye on your inventory levels. The tool facilitates real-time tracking, ensuring you always stay supplied and have essential items.

2. Flexible Transaction Forms
Flexible Transaction Forms

Every business is unique, and ZarMoney understands this. Their transaction forms can be customized to fit your business sample, assuring seamless integration with your operations.

3. User Role Customizations
User Role CustomizationsDelegate and define roles with precision. ZarMoney lets you customize user roles, ensuring team members access only the required data and functions.

Pros of ZarMoney 

  • Intuitive, user-friendly interface
  • Scalable for different business sizes
  • Offers robust feature sets not usually found in other similar-priced alternatives

Cons of ZarMoney 

  • Might be overwhelming for absolute beginners
  • The mobile version needs refinement
  • Integration with third-party apps can be enhanced

Supported Platforms 

ZarMoney offers a versatile cloud-based solution accessible via any standard web browser.


ZarMoney's plan starts at a competitive price of $15 per month.

Final Verdict on ZarMoney

Navigating the plethora of financial tools available to small businesses can often feel like navigating a maze. However, when zeroing in on a platform that offers a holistic approach to financial management, ZarMoney unmistakably takes the spotlight. 

With its intricate inventory management features and the added advantage of user role customizations, it rightfully earns its place as a top contender on our list. For businesses seeking a blend of versatility and robust functionality, ZarMoney emerges as a clear choice. 

Here's to finding the right tools that propel your business toward greater financial clarity and success!

2. QuickBooks Online
QuickBooks Online

Intuit's QuickBooks Online has been a stalwart in the accounting software market for many years. Catering to small to medium businesses, it provides a powerful suite of tools for invoicing, tracking expenses, and generating detailed financial reports.


  • Income and expense tracking
  • Invoice customization and management
  • Cloud-based access
  • Automated bank feeds and reconciliation
  • Time tracking
  • Reporting and analytics
  • Multi-currency support
  • Tax calculation and filing assistance
  • Accounts payable and receivable management

Top 3 Features of QuickBooks Online

1. Automation with Bank Feeds
Automation with Bank Feeds

QuickBooks Online allows users to connect to their bank accounts, automatically importing and categorizing transactions, reducing manual data entry.

2. Integration Ecosystem
Integration Ecosystem

With a wide array of third-party app integrations, businesses can seamlessly connect their operations, from e-commerce to CRM.

3. Payroll Functionality
Payroll Functionality

QuickBooks Online offers in-built payroll solutions, ensuring smooth employee payment processes and tax calculations.

Pros of QuickBooks Online

  • User-friendly interface
  • Reliable mobile app for on-the-go management
  • Strong reporting capabilities

Cons of QuickBooks Online

  • It can get pricey with additional features
  • Initial learning curve for beginners
  • Some users report slow customer support

Supported Platforms 

QuickBooks Online's Availability on web browsers being a cloud-based solution, QuickBooks Online is easily accessible via any modern web browser.


QuickBooks Online's prices start from $25 per month, with options for more advanced features at additional costs.

Final Verdict on QuickBooks Online

QuickBooks Online is a cloud-based accounting software solution for miniature and medium-sized enterprises. 

Developed by Intuit, this platform enables users to manage and track expenses, draft and send invoices, run financial statements, and oversee payroll and other financial commitments, all from a user-friendly interface accessible from anywhere with an internet connection. 

3. Xero

In the evolving world of digital accounting, few names shine as brightly as Xero. Often praised as a beautiful alternative to traditional accounting software, Xero offers an intuitive interface with powerful features that seamlessly integrate the accounting process, making it a breeze for small businesses. 

Its cloud-based infrastructure and many integration options empower companies to manage their finances quickly and precisely. Dive in as we study the ins and outs of this groundbreaking software.


  • Dashboard overview
  • Invoicing
  • Inventory management
  • Multi-currency
  • Bank connections & reconciliation
  • Expense management
  • Projects
  • Fixed assets
  • Contacts (customers and suppliers)
  • Reporting
  • Purchase orders
  • Bill payments
  • Payroll
  • Sales tax
  • Quotes/estimates

Top 3 Features of Xero

1. Multi-Currency Support
Multi-Currency Support

Xero stands out because it can handle numerous currencies, making it perfect for global businesses.

2. Inventory tracking
Inventory tracking

Keep track of stock levels, make purchase orders, and convert them to bills or invoices.

3. Dashboard Glance
Dashboard Glance

The dashboard offers a real-time view of your financial situation, from bank balances to outstanding invoices.

Pros of Xero

  • Friendly user interface
  • Robust mobile application
  • Seamless integration with numerous third-party apps

Cons of Xero

  • Lacks a built-in payroll system for all regions
  • Some report the search function can be better
  • Advanced features might require additional costs

Supported Platforms 

Xero is a cloud solution accessible via any standard web browser.


Pricing Plans start at $11 per month, but the premium features come at a higher price point.

Final Verdict on Xero

Xero is a leading cloud-based accounting software tailored primarily for small to medium-sized enterprises. Renowned for its intuitive user interface, Xero revolutionizes traditional accounting, making it accessible even for those without a financial background. 

Beyond bookkeeping, it offers features such as invoicing, bank reconciliation, expense tracking, and payroll management, all available from any device with an internet association. With its vast ecosystem of integrations and add-ons, Xero ensures businesses have the tools to maintain their finances efficiently. 

Xero provides businesses with a reliable, modern, comprehensive financial solution in a constantly evolving world.

4. FreshBooks

FreshBooks is widely recognized for its user-friendly design tailored to freelancers and small businesses. 

Offering intuitive invoicing, expense tracking, and time tracking, FreshBooks provides an all-encompassing platform to manage financial operations smoothly.


  • Invoicing
  • Expense tracking
  • Time tracking
  • Project management
  • Estimates and proposals
  • Payments
  • Reporting
  • Accounting and bookkeeping
  • Client portal
  • Mobile apps
  • Multi-currency
  • Recurring billing
  • Automated bank reconciliation
  • Team collaboration and permissions

Top 3 Features of FreshBooks

1. Automated Invoicing
Automated Invoicing

FreshBooks lets users create professional-looking invoices that can be automated, saving time and ensuring timely payments.

2. Expense Tracking
Expense Tracking

This software simplifies expense tracking by categorizing and managing them, thus providing clarity on spending.

3. Integrated Time Tracking
Integrated Time Tracking

FreshBooks seamlessly integrates time tracking, allowing businesses to bill for hours worked directly.

Pros of FreshBooks

  • User-friendly interface is suitable for those new to accounting
  • Supports multiple currencies and languages

Cons of FreshBooks

  • Developed features might require a more expensive plan
  • Inventory tracking isn't as comprehensive

Supported Platforms 

Fully functional on any web browser, FreshBooks also boasts dedicated mobile apps for Android and iOS platforms.


Prices start at $15 per month, with different plans catering to varying sizes of businesses and their needs.

Final Verdict on FreshBooks 

In the final analysis, FreshBooks emerges as a front-runner in the accounting software arena, especially for freelancers and small businesses. The software masterfully blends simplicity with functionality, ensuring that users don't have to sacrifice one for the other. 

With an intuitive design and robust features, FreshBooks provides nearly all the tools required for seamless financial operations. FreshBooks is ideal for those who value ease of use and comprehensive capabilities.

5. Wave

Entrepreneurs and small businesses constantly search for ways to optimize and simplify financial operations in the dynamic business world, where time is often as valuable as money. Enter Wave—a comprehensive financial software tailored specifically for the needs of entrepreneurs, freelancers, and small businesses.

Wave stands out not just because of its seamless interface but because it's completely free. This platform combines essential financial tools and functionalities, ensuring users don't need to juggle multiple apps or software.


  • Invoicing
  • Expense tracking
  • Accounting and financial reporting
  • Receipt scanning
  • Payroll (available in certain countries)
  • Payments (credit card processing)
  • Bank account and credit card connections
  • Recurring billing
  • Personal finance tracking
  • Multi-currency support

Top 3 Features of Wave

1. Free Unlimited Invoicing

Free Unlimited Invoicing

Wave does not cap invoicing, making it perfect for businesses on a tight budget.

2. Integrated Payment Solutions
Integrated Payment Solutions

Accept credit cards and bank payments easily and swiftly.

3. Receipt Scanning
Receipt Scanning

Snap and save receipts, making expense tracking more straightforward.

Pros of Wave

  • 100% free for basic features
  • User-friendly dashboard and reports
  • Secure encryption and backup

Cons of Wave

  • There is no dedicated mobile app for accounting (only for invoices and receipts)

Supported Platforms

Wave operates via web browsers and offers mobile apps solely for invoicing and receipts.


Wave's primary accounting features are free. However, there are fees for payment processing and payroll services.

Final Verdict on Wave

Navigating the various accounting tools can be daunting, especially when budget constraints are paramount. 

Wave emerges as a beacon for businesses and freelancers who are financially conscious, presenting a commendable suite of features without denting the pocket. While it offers substantial advantages, it's also worth noting that certain advanced functionalities might be absent. 

Nonetheless, for those prioritizing cost-effectiveness without compromising on core accounting features, Wave certainly stands out as a worthy contender.

6. Sage Intacct
Sage Intacct

In today's dynamic business landscape, the tools we use can determine the efficiency and accuracy of our financial operations. Among these tools is Sage Intacct, a standout player in cloud-based financial management.

Sage Intacct is a powerful financial management software tailored for businesses ranging from small startups to established large enterprises.


  • Core financials
  • Multi-dimensional general ledger
  • Accounts payable
  • Accounts receivable
  • Cash control
  • Order management
  • Purchasing
  • Multi-entity and global consolidations
  • Revenue recognition
  • Time and expense management
  • Project accounting
  • Dashboards and reporting
  • Digital board book
  • Contract and subscription billing
  • Inventory management

Top 3 Features of Sage Intacct

1. Multi-dimensional General Ledger
Multi-dimensional General Ledger

It lets users capture transactional data and create reports based on multiple variables.

2. Advanced Dashboards
Advanced Dashboards

Visual, customizable dashboards offer insights into financial performance from any perspective.

3. Automated Processes
Automated Processes

Automated procure-to-pay and order-to-cash processes make financial operations seamless.

Pros of Sage Intacct

  • Extensive financial reporting features
  • Scalable to accommodate growing businesses

Cons of Sage Intacct

  • Abrupter learning curve compared to other solutions
  • It can be on the more expensive side for smaller businesses

Supported Platforms

Sage Intacct is cloud-based and accessible via web browsers, but there's no native mobile application.


Pricing is quote-based and tailored according to business requirements.

Final Verdict on Sage Intacct 

After delving deep into the capabilities of Sage Intacct, our final verdict stands clear. This platform emerges as a powerhouse for businesses prioritizing detailed financial analytics and thorough reporting. 

Particularly suited for medium to larger enterprises, Sage Intacct offers a blend of advanced features and scalability that sets it apart. If your organization is looking for a solution that can handle complex financial landscapes with finesse, Sage Intacct is your best bet. 

Aim high with your financial management, and Sage Intacct might be the tool to help you reach those heights.

7. NetSuiteNetSuite

In today's fast-paced and interconnected business environment, having a consolidated and efficient system to manage diverse operations is essential. Enter NetSuite, one of the industry's leading cloud-based Enterprise Resource Planning (ERP) solutions.

NetSuite has carved a niche by offering a unified platform combining many business functions. Whether it's accounting, customer relationship management (CRM), e-commerce, or inventory management, NetSuite bundles it into one efficient package. This adaptability guarantees that businesses of all measures, from startups to established enterprises, can harness the strength of NetSuite to streamline their processes and drive growth.


  • Financial management
  • Customer relationship management (CRM)
  • E-commerce
  • Professional services automation (PSA)
  • Human capital management (HCM)
  • Inventory management
  • Order management
  • Warehouse and fulfillment
  • Procurement
  • Project management
  • Production management
  • Supply chain management
  • Business intelligence
  • Suite analytics

Top 3 Features of NetSuite

1. Real-time Financial Analytics
Real-time Financial Analytics

Gain a 360-degree view of your financial performance in real time.

2. Built-in Flexibility
Built-in Flexibility

It scales with your business, allowing module add-ons based on growing needs.

3. Unified Business Management
Unified Business Management

Seamless integration of CRM, e-commerce, and more.

Pros of NetSuite

  • Comprehensive suite covering many business operations
  • Favorably customizable and scalable

Cons of NetSuite

  • It can be overwhelming for more miniature businesses
  • Expensive for startups and small enterprises

Supported Platforms

Being a cloud-based platform, it's accessible via web browsers. There are also mobile apps unrestricted for iOS and Android.


Pricing is quote-based, determined by modules selected, total users, and other specific needs.

Final Verdict on NetSuite 

When it comes to NetSuite, the verdict is clear. As an all-encompassing solution, it is an excellent choice for medium to large enterprises searching for a unified platform to streamline their business processes. 

Its robust features and comprehensive modules cater to a more complex business landscape. However, for the smaller parties in the market, especially startups and micro-businesses, its cost structure and intricate functionalities might feel overwhelming. 

Thus, while NetSuite shines brightly for larger entities, smaller businesses might want to explore alternatives tailored more closely to their scale and requirements.

8. Odoo Accounting
Odoo Accounting

Odoo Accounting is part of the Odoo suite of open-source enterprise apps. It offers diverse financial tools, from invoicing to complex operations like multi-currency support. 

Odoo's modular approach enables businesses to use and pay for only the necessary tools. With a strong community behind it, Odoo has positioned itself as a customizable and comprehensive business software solution.


  • Invoicing
  • Bank synchronization
  • A/R & A/P management
  • Multi-currency support
  • Financial reports
  • Asset management
  • Reconciliation
  • Expense management
  • Budget management
  • Analytic accounting
  • Automated bank feeds
  • Cash rounding
  • Tax calculation
  • Payment terms
  • Check printing
  • Import & export data
  • E-invoicing
  • Automatic payment follow-ups

Top 3 Features of Odoo Accounting

1. Automated Bank Sync
Automated Bank Sync

Automatically syncs transactions with the bank and reconciles statements.

2. Dynamic Reports
Dynamic Reports

Create balance sheets, gain and loss, and cash flow statements effortlessly.

3. Electronic Invoicing & Online Payments
Electronic Invoicing & Online Payments

Send invoices via email and get paid online.

Pros of Odoo Accounting

  • Open-source with a strong community
  • Scalable with modular design

Cons of Odoo Accounting

  • Some advanced features require paid modules
  • The interface might be less reflexive compared to opponents

Supported Platforms

Odoo is cloud-based and accessible through browsers. Mobile apps are also available for both Android and iOS.


Odoo follows a modular pricing structure, where you pay for the apps/modules you need. There's a free version obtainable with limited features.

Final Verdict on Odoo Accounting 

Odoo Accounting finds its strength in its modularity and scalability. Best suited for businesses that prioritize a system that can grow and evolve with them, its open-source nature offers a unique canvas for customization and tailoring. 

However, while its flexibility is a significant advantage, some businesses might find its interface less intuitive compared to more streamlined options. 

In the end, the choice hinges on a balance between adaptability and user experience.

Table Comparison Against ZarMoney



QuickBooks Online




Sage Intacct


Odoo Accounting


Bank Synchronization


Expense Tracking

Financial Reports


Mobile App

Inventory Management

Best of the Best 

1. ZarMoney

ZarMoney emerges as a holistic financial management tool tailored for diverse business needs, particularly as a notable Zoho Books alternative for small businesses. Its strength lies in its customizability, detailed inventory management, and position as an optimal choice for those seeking a comprehensive solution beyond Zoho Books. 

With a user-friendly interface and a focus on detailed financial insights, ZarMoney solidifies its place in the market for businesses aiming to level up their financial game. Dive in and explore why many consider it a top contender in business accounting.

2. Xero

Xero is ideal for small businesses exploring reliable accounting software, especially for those who prioritize real-time bank feeds and online invoicing. Often seen as a strong Zoho Books alternative for small business operations, Xero offers a blend of simplicity and robust features that provide businesses with all the necessary tools to manage their finances effectively. 

In the vast domain of accounting solutions, Xero's prowess, especially as a competitor to Zoho Books, makes it a go-to choice for many. Dive into its features to understand why it's a preferred option for many enterprises.

3. QuickBooks Online

With its simplified invoicing and robust cash flow management, QuickBooks Online has positioned itself as a premier Zoho Books alternative for small businesses. Its comprehensive suite of tools and user-friendly characteristics make it an appealing choice for those desiring an efficient and reliable accounting solution. 

For small businesses looking for alternatives to Zoho Books, QuickBooks Online presents a compelling option that promises efficiency, clarity, and a streamlined financial management experience. Dive in to understand why many businesses use it as their accounting software.


In the vast ocean of accounting tools, navigating to the one that aligns perfectly with your business needs can seem daunting. Our intention with this guide was to simplify that journey for you. 

Every tool mentioned offers unique features and benefits, but ZarMoney stands out, especially for businesses searching for a comprehensive solution. 

Venture into ZarMoney, and it revolutionizes how you approach and manage your business finances. Here's to more intelligent, more efficient financial management!

Frequently Asked Questions (FAQs)

1. What are the uses of best Zoho Books alternatives for small businesses? 

These software solutions help businesses manage their finances, from invoicing to expense tracking.

2. What is the best Zoho Books alternative for small businesses?

It refers to the top software solutions that can be used as an alternative to Zoho Books for managing business finances.

3. What are some top alternatives to Zoho Books for small businesses?

Some of the top alternatives to Zoho Books for small businesses include ZarMoney, QuickBooks Online, Xero, FreshBooks, Sage Business Cloud Accounting, and Wave. These platforms offer a range of accounting and financial management tools tailored to meet the needs of small business owners, ensuring that financial processes are streamlined and efficient. 

4. Why might a business seek an alternative to Zoho Books?

Every business has unique requirements. Some may seek features not present in Zoho Books, or they might be looking for a more user-friendly interface, better integration capabilities, or a different pricing structure.

5. How do these alternatives differ in pricing?

Pricing can vary widely based on features, user limits, and other factors. Visiting each software's official website for accurate and up-to-date pricing information is most suitable.

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