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5 Quicken Alternatives to Consider in 2022

Personal finances are a pain. There’s no two ways about it. When a tool offers functions to help you manage your finances, it feels like a godsend.

Well, Quicken is one such tool that comes with wide-ranging capabilities to help you track your budget, transactions, account balance, investment and more. For many years, it has been leading the market when it comes to financial management for individuals and families. 

Well, not anymore! 

What we mean is that with continuous innovation in tech every day, it was inevitable for new apps to crop up and challenge well-established tools like Quicken.

And such apps are garnering new advocates every day, what with how they make managing finances easy for the layperson with their modern interfaces, ease of use, responsive customer support and overall intuitiveness. Some of these tools are cheaper than Quicken or even completely free. Some come with features that Quicken does not offer. 

Are you curious about Quicken substitutes that can boost efficiency and speed of your personal financial management system? Do you want to explore new tools that can allow greater peace of mind by just being reliable and easier to use?

Let’s begin our in-depth exploration of five best Quicken alternatives to consider in 2022. We arm you with the right information so you can make an informed decision based on your personal needs, preferences and budget. 

Part A - Individual Product Overview

Below, we analyze the top five Quicken alternatives to consider in 2022. We begin by exploring the overall characteristics of the tool before we list its capabilities and explain its top three features.

In addition, we talk about the pricing tiers on offer, compatible platforms, and customer support options, among other things. The purpose is to provide a thorough comparison between tools so you can select the one that best fits your requirements. 

1. YNAB

Product Overview

YNAB stands for You Need a Budget - but don’t we all? This app comes in handy if you are looking to track your spending, manage your finances and stay within budget. It stands out among other tools of this category because it follows guaranteed financial methods that help you take a proactive approach to budget and saving every month.

For instance, it prompts you to assign a job to every dollar in your account. You create expense categories for your income, which enables you to manage it efficiently. 

In addition, YNAB allows you to learn your true expenses so that you can define monthly goals around it. You can set aside regular payments as well as account for infrequent expenses that might come up such as repairs etc. Since you create categories of expenses and divide your expenditure accordingly, if you spend more from one category you can make up for it by moving money across various categories. 

It helps that the app allows automatic import of transaction details from your bank accounts. You can link your credit card, saving or checking accounts to the app and decide to import information automatically. This saves you from manually entering details, although the app also allows manual entry. Rest assured, all your private information is secured through encryption. 

Features

  • Budgeting 
  • Bank connections
  • Automatic synchronization
  • Data import/export
  • Analytics and reports
  • Loan calculator 
  • Goal tracker

Top Three Features

The top three features of YNAB include:

1. Goal tracking

With YNAB, you can set financial goals and stay on track with them. The app offers target-setting capabilities, through which you can set savings targets for one or multiple things at one time. The progress bar will give you visibility into the status – that is, how far or close you are to hitting your target for a particular goal. 

2. Account Sync

Get a real-time overview of your finances through YNAB. This app syncs all details across various devices - whether you are using the desktop, tablet or mobile version. You can track your budget easily from anywhere, learn whether you are on budget or are going off track, and make decisions accordingly.

3. Spending Reports 

Gain quick insights into your financial progress through visual data. YNAB prepares visual reports containing charts and graphs to show you how exactly you have been faring when it comes to your money matters. Learn where most of your money goes, the amount you have successfully saved and more without having to pore over complex tables and ledgers. 

Price Plans

  • Monthly plan: $14.99 / month
  • Annual plan: $98.99 / year
  • Free trial available

Pros

  • It has a mobile app that’s very easy to use
  • The app is intuitive 
  • It can connect to several banks, making data import easy

Cons

  • It is not free and can be considered expensive as compared to other options
  • It does not categorize expenses automatically 
  • It can be difficult to use for first-timers

Integrations 

  • Alexa
  • API Starter Kit
  • Zapier

Rating 

YNAB’s average rating, according to the top software directory, stands at 4.

Testimonials

Here are some testimonials from users of the app: 

Customer Support Options 

  • Knowledge Base
  • FAQs/Forum
  • Live Q/As
  • Phone Support
  • Email/Help Desk

Support Platforms

  • Web
  • iPhone/iPad
  • Android

Bottomline 

If you’re looking for a powerful budgeting app that helps you manage your finances in advance, YNAB is the right option. Instead of getting a list of expenses at the end of the month, with this app, you can take a more proactive approach and take charge of your money like never before. Use the free trial to learn how useful it proves for you. However, be prepared to make a time and money investment in order to use this tool beneficially for the long-term. 

2. Mint

Product Overview

Mint helps you manage your finances from a consolidated dashboard. You can use this app to track your finances, investments, debts and loans, expenditure, credit and more. It is a cloud-based software, which means you can access it from anywhere and at any time. It also has a mobile app which makes accessing it easier for users who can learn their spending and other details effortlessly in order to manage their finances better. 

In addition to tracking spending, Mint offers other capabilities including bill management, checking credit score and investment tracking. Since its user interface is quite easy to use, it becomes accessible for users who do want to spend a lot of time learning complex features.

It is also quite well-organized, allows automatic import of transaction details from your accounts, and categorizes transactions automatically as well. So you do not have to spend a lot of time manually entering and managing transaction records. 

All in all, Mint provides a solid personal accounting solution, covering account syncing and subscription management capabilities in addition to budgeting. You can use this tool to get a visual overview of your spending habits, set financial goals, and learn trends of your expenditure through its reporting. 

Features

  • Activity Dashboard
  • Alerts/Notifications
  • Budgeting/Forecasting
  • Data Visualization
  • Financial Management
  • Monitoring

Top Three Features

The top three features of Mint include:

1. Budgeting 

Mint helps you budget like a pro. Budgeting is the core function of this app and it shows why. You get to learn your top monthly expenditure, find out how much of your budget amount remains, and be notified before you overspend. You can create categories of expenses per your specific needs as well, and track outgoing expenses for each category accordingly.

Furthermore, the app is intuitive so it also offers useful tips on how to save and plan better for upcoming financial goals.

2. Bill Payment Tracker 

Mint helps you track all your bills on its app. Whether it is your utility, credit card or subscription bills, the app lets you know what you have to pay in the current month. Since the app updates you about the deadlines and due dates, you will not forget to pay bills or incur penalty fees. If there is a price increase, Mint again lets you know. The overall impact is that you stay in charge of your finances easily. 

3. Credit Score Report 

Mint lets you know your credit score so know where you stand. All you have to do is verify your identity and the app provides you with your credit report summary in a matter of minutes. Since your accounts are also accessible on the same app, you do not have to visit a third-party app or sign in somewhere else in order to access this vital piece of financial information. 

Price Plans

  • Default – Free
  • Premium Mobile Plan – $4.99 / month

Pros

  • It is easy to use 
  • The starter plan is completely free of cost
  • It can be used for free 

Cons

  • It comes with a lot of ads which can be annoying for users
  • The reporting feature is limited 
  • The automatic categorization can sort out transactions incorrectly sometimes 

Integrations

  •       Bitium 
  •       Rublon 

Rating 

Mint’s average rating per the software directories stands at 4.5.

Testimonials

Here are some reviews from customers of the app:

 

Customer Support Options

  • FAQs/Forum

Support Platforms

  • Web
  • Android
  • iPhone
  • Apple Watches

Bottomline

Use Mints to consolidate your accounts and financial management on one platform. You can rely on this app to pull information from your link accounts and maintain records effortlessly. You can track your budget and do much more through the app, which offers you a clear picture of the state of your finances, empowering you to make wiser decisions. 

3. Bill.com

Product Overview

Bills.com is a good Quicken alternative for people who want to manage their bills and finances - in addition to their personal budgeting, they can also use this tool if they run a small business. You might be looking to use a single tool for tracking all your personal and business related spending – if that’s the case, bill.com is a good option. 

You can use the Essential plan to manage your account payables effectively. This means importing data from your linked accounts, staying updated about due dates and deadlines, and sending online payments on time. The app is not complicated, which is a plus point for people who do not wish to invest too much time into learning how to use it.

Furthermore, this software also offers integrations with helpful apps such as QuickBooks and Xero that enable you to expand its functionalities easily and perform various other functions without having to purchase multiple software for each need.

No matter what kinds of bills you have to pay, Bill.com facilitates you. You can upload records from various categories – whether utilities, vendors or more – and the app will let you pay your bills directly from the app.

This does not require manual entry; you can simply take a picture of a bill and upload it to the app. As soon as you do that, bill.com will import the relevant details such as the amount, due date and more. Your records in the app are updated automatically, and you can approve bill payment easily. 

Features

  • Activity Dashboard
  • Alerts/Notifications
  • Bank Reconciliation
  • Billing & Invoicing
  • Budgeting/Forecasting
  • Cash Flow Management
  • Check Processing
  • Check Writing
  • Credit Card Processing
  • Data Import/Export
  • Data Security
  • Debit/Credit Card Processing
  • Duplicate Payment Alert
  • Electronic Funds Transfer
  • Mobile App
  • Mobile Payments
  • Multi-Currency
  • PO Reconciliation
  • Real Time Data
  • Spend Management
  • Tax Calculation
  • Third Party Integrations
  • Time & Expense Tracking

Top Three Features

The top three features of Bill.com include:

1. Bill Management 

Bill.com allows you to pay your bills, whether domestic or international, easily. Just choose one of the several electronic payment options and pay them with just a few clicks. It saves time. 

2. On-the-Go Payment  

View, manage and send all your bills even if on the go. Bill.com allows you to stay up to date with your upcoming payables and empowers you to pay swiftly and without hassle even when you are on the go.  

3. Credit Card Payments

With bill.com, you can pay your bills through your card easily. All you have to do is add your card to the app, whether Visa, Mastercard, American Express or Discover. Choose the bills you want to pay using your card and approve payment easily. It is a secure platform so you have nothing to worry about. 

Price plans

  • Essentials – $39 / user / month
  • Team – $49 / user / month
  • Corporate – $69 / user / per month
  • Enterprise – Custom quote

Pros

  • The implementation is easy
  • Its direct deposit feature is quite useful 
  • The customer support is very responsive 

Cons

  • It can be difficult to link it to pay orders
  • The website can glitch sometimes
  • Customization options are limited

Integrations

  • PayPal  
  • Salesforce Sales Cloud  
  • FreshBooks  
  • Rippling  
  • Quickbooks Online  
  • Xero  
  • Expensify  
  • NetSuite  
  • Pipefy  
  • Sage Intacct  
  • TravelBank  
  • Brightpearl  
  • Hybrent  
  • Bizinta  
  • Dext Prepare  

Rating 

Bill.com’s average rating per top software directories stands at 4.1.

Testimonials

Here are some reviews from customers of the app:

Customer Support Options

  • FAQs/Forum
  • Phone Support
  • Email/Help Desk
  • Chat
  • Knowledge Base

Support Platforms

  • Android
  • iPhone/iPad

Bottomline

Use bill.com to manage your account payables, whether it is your personal finances or you run a small business. This tool is ideal for small business owners who can gain visibility into their spending, both personal and business related. With its automation features, it comes in handy if you are looking to move to an online system of financial management and saving your time.

4. Tiller Money

Product Overview

Tiller Money helps you manage your finances through optimal automation capabilities. You can link your bank accounts to this app from where it will import transaction details automatically. Not only that but it also categorizes your transactions through automation into a spreadsheet; Google Sheets and Excel both work.

You can use one of the foundation templates that the tool offers such as Monthly Budget or Categories Sheet and get your hands on the financial information you specifically need in the form of a comprehensive sheet.  

Furthermore, Tiller Money is quite customizable which helps you tailor it to meet your particular needs. You can create your own categories of expenses, depending on which areas you wish to focusedly track.

For instance, if you want to track your fuel expenses, you simply need to make a specific tab and the app will fill it automatically, importing the relevant data from your accounts; in the end, you will be able to see how much money you have spent on fuel and when. 

Tiller automatically syncs your accounts and can connect with up to 2100 banks. It also comes in handy if you want to track shared finances – for instance, with your partner.

You can link up to five spreadsheets and budget in collaboration easily. However, the app is not available on mobile devices which limits its accessibility for users who prefer using mobile apps. 

Features

  • Money Feeds
  • Auto-Categorization
  • Foundation Template
  • Customizable Templates and Categories
  • Daily Email
  • Automated Tracking
  • Basic Financial Reports

Top Three Features

The top three features of Tiller Money include:

1. Auto-Categorization

With Tiller, you do not have to sort out your payments and transactions into categories. This app performs categorization of your expenses and transactions in Google Sheets automatically. This enables you to track your finances and budgeting easily on a daily basis. 

2. Foundation Template

Tiller provides you with  a foundation template to speed up the process of using automatic financial feeds. You can use one of the several foundation templates available – including but not limited to Monthly Budget, Transaction Sheets, Quick Insights Sheet and Categories Sheet – and connect it to your bank feed. The app will automatically populate the Google Sheet and give you an overview of your transactions, expenditure and balance amount.

2. Daily Email

Tiller can send you emails every day to give you an overview of all your connected accounts. Gain complete visibility of your finances including balances and transactions done whether from credit card or via cash from the bank accounts and cards you have linked to the app. This daily reminder in your inbox keeps you updated with your finances easily.

Price Plan

  • Plan – $6.58 / month
  • Free trial

Pros

  • It has a user-friendly interface
  • It updates account details automatically, requiring no manual intervention
  • It has a mobile app that makes it convenient for use from anywhere 24/7 

Cons

  • The reporting feature is not detailed
  • It does not offer investment tracking feature
  • It is expensive compared to other tools

Integrations

  • Google Sheets 

Rating 

Tiller Money’s average rating per the top software directory stands at 4..

Testimonials

Here are some reviews from customers of the app:

Customer Support Options

  • Email/Help Desk
  • Knowledge Base
  • Chat

Support Platforms

  • Web

Bottomline

You can use Tiller to manage your personal as well as business expenses. With its features of automation, budgeting, tax reports and more, it can help you manage income from not one but several accounts. It also offers a visual overview of your financial standing, keeping you abreast of your money matters in a quick and easily comprehensible manner. 

5. DollarBird

Product Overview

DollarBird helps you track your budget easily. It is a cloud-based app which also offers mobile versions, making it easily accessible when on the go. Unlike most other apps in the market, this tool uses a calendar based system instead of categories to help you track all your expenditure.

The immediate advantage is that you can manage your spending on a day to day basis. With this app, there is no need to learn too much information all at the same time – start from daily expenses and move on from there. 

Once you have gotten the hang of the daily expenses feature, you can use another one of DollarBird’s useful features - the one that gives you projections of your cash flow several years into the future. You can track your expenses and income while also forecast finances for the future and plan ahead.

You can simply go to the calendar and select a date. The app will let you know the projected balance for the said date or month. This prediction is based on your current spending patterns of confirmed transactions.  

One notable fact is that this app does not add or import transaction data directly from your bank account; you will have to manually enter what you have spent into the app. This works well for people who do not wish to allow an app to have access to their bank accounts.

Overall, DollarBird is a good option for people who only want an app for budgeting without allowing the respective app to gain access to their financial and other private information. 

Features 

  • Calendar-based financial management
  • Project cash flow
  • Expense tracking 
  • Spend patterns
  • Budgeting collaboration

Top Three Features

The top three features of DollarBird include:

1. Calendar-based Management 

DollarBird gives you a calendar view into your finances. You can add your current as well as future transactions into the app. In addition, you can also add your recurring expenses such as subscriptions. This allows you to track your income and outgoing money easily and plan accordingly.  

2. Joint Budgeting 

Use DollarBird to collaborate on budgets with whoever you want to – for instance, your spouse or business partner or a team. You can share your expense calendar with them so they are aware of the finances. You and others you share the calendar with can manage the finances together easily and stay updated about expenses through a single dashboard.

3. Spend Tracking 

DollarBird helps you track all your expenses easily from your phone. You can learn where you spend your money and when. The app also calculates your balance automatically whether for a day, a month or the whole year. It helps you understand your current financial situation and also gives you insights into your projected finances. 

Price Plans

  • Pro - $4.99 / month
  • Pro Unlimited - $6.99 / month
  • Business - Custom quote
  • No free trial

Pros

  • It helps you track your income and expenses easily
  • It provides you a view of your spending patterns
  • It is available on mobile

Cons

  • It does not offer integrate with other financial apps
  • It is not very intuitive 
  • It can be difficult to navigate the app 

Integrations

  • None

Rating 

DollarBirds rating per the top software directory stands at 2.5.

Testimonials

 Here are some reviews from customers of the app:

Customer Support Options

  • Knowledge Base
  • FAQs/Forum

Support Platforms

  •   Web
  •   iPhone
  •   iPad

Bottomline

DollarBird helps you track your expenses as well as your incomes. It provides you insights into your spending patterns and also gives you a view of your cash flow for up to five years ahead. With this information, you can make better financial decisions today for a better tomorrow.

The user interface can be a bit chunky but you can explore it yourself to see whether it works for you or not. It does not integrate with other financial apps which might work for you if you’re only looking for straightforward features with no complexities involved.  

Part B - Table Comparison

 

YNAB

Mint

Bill.com

Tiller Money

DollarBird

Budgeting

Automatic import

Auto-categorization  

Calendar-based

Reporting

Goal tracker

Forecasting

Customization

Third-party integrations

Customer Support on Phone

Free Trial

Pricing (Starting From)

$14.99

$0

$39

$6.58

$4.99

 

Part C - Best of Best FAQs

  • What is the best Quicken alternative overall? 

Mint is the best alternative for Quicken. Why? Because the app comes for free with various functions. In fact, it offers all the useful features that Quicken does. It makes up for the rest by providing integrations with mainstream accounting tools like QuickBooks and more.

Its feature of checking your credit score is quite helpful. It is easy to use, provides automatic transaction imports and decreases the need for manual data entry by a significant margin. Considering that it does all this and more absolutely free of cost makes it our top recommended app. You can try it out without investing any money as well. 

  • What is the most suitable Quicken alternative for reporting? 

Tiller Money is the right tool if you want a Quicken alternative with reporting functionality. Tiller not only helps you track your incoming and outgoing money, but it also gives you a detailed view into your expenses.

The report is prepared automatically and presented in the form of sheets which allows you to quickly understand where and how much money you have been spending. Its customization feature comes in handy if you want to track expenses category-wise. 

  • What is the most suitable Quicken alternative for automated budgeting?

YNAB is our recommended app if you want automation. The app provides automation which saves your time and removes the room for error. It imports transaction details from your linked bank accounts and credit cards. You do not have to manually enter data. Using the transaction record, it helps you track your spending and create realistic budgets, considering your regular expenditure. 

Conclusion

In this blog, we explored the five best alternatives to Quicken in 2022. We shared a list of top alternatives; in addition, we dived in-depth and investigated each app thoroughly, letting you know its top features, its pros and cons, pricing plans, supported features and more.

The purpose was to give you a complete view of other financial management and budgeting software in the market so you can try them out and see if they fit your needs better than Quicken. 

While we admit Quicken is a solid budgeting tool, there are other options you can definitely try out. It does not hurt to discover the market and see other software that can meet your specific requirements easily. So now that you know what features to look out for, the price they come at, and more – what’s stopping you?

Experiment today and who knows, tomorrow you might have a tool better suited to your demands than you thought before reading this blog!

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